The only disadvantage is that, with a 15-year loan, you are committed to a higher monthly payment plan. Many borrowers go for a 30-year fixed-rate loan and willingly payments what will settle their loan in 15years. This payment method is better than committing to a higher monthly payment, since the options in interest rates isn’t that favorable.
Regardless, Axiom Home Loan is here to make your home loan process very easy with technical advancement and proficiency that will guide you throughout your loan process. Starting with our FREE 15-Year Fixed Rate Mortgage application.
With total transparency, we will permit you to compare loan options, allowing you to choose the best one for you – whether you’re a first-time home buyer or a seasoned real estate investor.
Here’s how our home loan process works:
- Check your eligibility (puzzle button)
- Get refinancing options based on your request and criteria.
- Compare mortgage interest, terms and conditions.
- Choose the appropriate offer that is perfect for your needs
Do I Qualify?
It may be difficult to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are minimal, fixed-rate loans are generally not higher than adjustable-rate mortgages and may be an amazing deal for the long term, because you can lock in the rate throughout your loan term.
15-Year Fixed Rate Request
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA & VA Loans
- Terms from 5 to 30 Years